One wallet. Every payment you'll ever need.
From everyday transactions to global transfers, Kirshi gives you the full toolkit of modern finance — in a single app.
Send Money
Transfer funds to anyone instantly using their phone number, email, or account ID. Domestic transfers are free; international transfers carry the lowest fees on the market.
Receive Money
Accept payments from anywhere via your unique payment link or QR code. Funds land directly in your wallet — perfect for freelancers and small businesses.
Bill Pay
Pay electricity, water, internet, and cable bills directly from your wallet. Schedule recurring payments so you never miss a due date.
Mobile Top Up
Recharge any line on every major Ethiopian carrier — for yourself or to send airtime to family back home.
Virtual Cards
Create disposable or recurring Visa and Mastercard cards in seconds. Set spending limits, freeze, or delete with one tap.
Remittance
Send money home at the best rates on the market. Cross‑border transfers to 50+ countries arrive in minutes, not days.
Gift Cards
Hundreds of top brands, delivered instantly. Gift to a friend or treat yourself to your favorite store online.
Crypto Wallet
Buy, hold, and send major cryptocurrencies alongside fiat — all in the same secure Kirshi wallet.
Ready to put your money to work?
Download Kirshi and start sending, paying, and saving in minutes.